Cindy Bowden Insurance and Benefits

By Cindy Bowden 

Most people don’t ask enough questions about their retirement planning because either they don’t know what to ask, or they know what to ask but they are afraid of the answers. If you’re in one of…

By Cindy Bowden 

I am writing to you this month to alert you to an urgent proposed change in legislation that will affect how you pay for financial advice and services. In a nutshell, the Ontario government wants to…

By Cindy Bowden 

Whatever tradition you follow, the holidays are always a time for re-connecting with family. And for many people it’s one of the few times during the year all the generations get together. 

The thought of…

By Cindy Bowden 

Lately I’ve been seeing the results of years of planning to protect my clients against worst case scenarios. They always say there is nothing worse than running out of money before they die. 

So if…

By Cindy Bowden 

It was 6 in the morning and I was just getting out of bed. OK I admit it. I was a little preoccupied with a client case I was working on. Maybe that’s why I didn’t…

By Cindy Bowden 

I know that the last thing people want to hear are stories about doom and gloom. That’s why, in my letters to you, I try to keep a light and personal approach when I talk about…

By Cindy Bowden 

Spring is a wonderful time… the sun shines bright and warm, trees grow new buds, and the grass turns green. People shed their winter parkas and spend more time outdoors. It’s also a time when almost…

By Cindy Bowden 

As is my custom at this time of year, I am sending out a little pocket planner to use, as many of my clients do, for reminders and events throughout the year. It’s my gift to…