It’s that time of the year… the time I reach out to all the people in my network and say ‘thank you’ by sending you your very own pocket planner -- yes, that old fashioned relic of an analog booklet…
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Dec 23 2022
Dec 23 2022
It’s that time of the year… the time I reach out to all the people in my network and say ‘thank you’ by sending you your very own pocket planner -- yes, that old fashioned relic of an analog booklet…
Read moreDec 23 2021
Did you know that the whole idea for insurance started out with the Phoenicians? They depended heavily on trade. Because shipping was expensive, and there was always the risk of losing ships and their cargo, they needed a way to…
Read moreJul 30 2021
A few months ago, a client asked me to chat with their 20-something nephew about financial planning. He understood that he did not truly understand the complex financial situation that young people face today. In some ways, it’s no different…
Read moreDec 30 2020
“Mann Tracht, Un Gott Lacht” is an old Yiddish proverb that means, “Man Plans, and God Laughs.” The paradox of planning has never been more stark than in the past year. With unexpected lockdowns, travel cancellations, and all this other…
Read moreSep 29 2020
In all my years as an accredited Chartered Life Underwriter*, I’ve been through seven recessions. And while this one is very, very different in some respects, it’s already showing many similarities to all seven I’ve had the good fortune to…
Read moreDec 13 2019
Santa has a lot of houses to visit — and only one night to do it all. The only way he gets it all done is with a plan. Sure, the elves help him make the toys, but it’s his…
Read moreSep 26 2019
…and by that I mean out of your retirement strategy!!!
Look, we all know just about everything ebbs and flows, or swings in cycles – the seasons, economic activity, political leanings, interest rates… everything! And if you take a look…
Read moreSep 26 2019
Being backed into a corner always puts you in the worst possible position. That’s true in the boxing ring; it’s true when you’re painting your house; and, it’s true in retirement planning.
And in a few years, that’s exactly the…
Read moreJun 15 2019
I was recently in a workshop in which the participants were asked, ‘what is the most valuable thing you do that your clients don’t even see?’
The responses were incredible – it made me realize how much we all do…
Read moreJun 15 2019
This is the time of year when we give thanks for what we have been blessed with, help others in need, and spend quality time with the people who are special to us. That got me thinking about the special…
Read moreAug 9 2018
By Cindy Bowden
It’s spring – and tax time. Chances are you are getting advice from multiple different advisors about your tax and financial planning. And chances are, it’s all good advice… but some of the advice from one…
Read moreAug 9 2018
By Cindy Bowden
Most of us wouldn’t dream about going through life without some kind of benefits package. One of the biggest benefits of a group plan is that you can get the health and dental coverage you need…
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