26 ways that my clients have benefited from my knowledge and expertise... 

The Benefits part of my knowledge and expertise means a lot more than employee benefits; it refers to all the advantages you get from my inside-out knowledge of insurance. Here are twenty-six ways that I have helped my clients… each one of them is a story. Maybe one of them will help you?

  1. Fund a buyout agreement between partners. 
  2. Ensure the continuity of a company in the event that a key partner gets a life-threatening illness. 
  3. Determine the best way to allocate a $100,000 windfall. 
  4. Disentangle personal risks from business risks, thereby protecting the family. 
  5. Negotiate disability claims for employees who cannot work at their own occupation. 
  6. Help employees select appropriate investments for their pension plans and RRSP’s. 
  7. Help plan and develop funds for retirement. 
  8. Help select appropriate corporate sponsored pension and retirement contracts and options. 
  9. Insure people who appear to be uninsurable. 
  10. Make sure funds are available at death to pay taxes on various assets. 
  11. Mentor administrators of benefit plans to maximize their contracts.
  12. Protect employees from assuming extraordinary financial and insurance risks. 
  13. Protect companies from unilateral changes caused by outside forces such as banks. 
  14. Insure against losses caused by debt. 
  15. Design and implement benefit and retirement plans that suit your corporate culture, objectives, and budget; maintain as necessary from year to year. 
  16. Conduct seminars to explain your benefit plans to employees in the context of their lives in language they can understand. 
  17. Support employers and employees throughout difficult long-term disability claims for key people and regular employees. 
  18. Perform an audit of your existing policies to ensure you are properly covered. 
  19. Make sure planning takes into consideration various types of taxation. 
  20. Provide tax effective lifetime income for individuals and families. 
  21. Ensure planning takes into consideration the potential for large health risks. 
  22. Fund estates to support disabled children. 
  23. Fund the succession of a business. 
  24. Eliminate corporate debt and other obligations if a key person dies or gets a life-threatening illness. 
  25. Reduce costs by eliminating unnecessary overlaps in coverage between life, business and employee policies. 
  26. Support the company or not-for-profit as a board member in governance, finance, audit, nominations and investments.

Give me a call at (905) 477-8029 or contact me here. Let's have a conversation about how a consulting engagement with me may make sense for what you need. It may be the most interesting conversation about insurance that you’ve ever had!