Santa has a lot of houses to visit — and only one night to do it all. The only way he gets it all done is with a plan. Sure, the elves help him make the toys, but it’s his wife, Mrs Claus, who does all the strategic planning and mapping of routes. (I am always amazed to learn that most people don’t know this!)
People have a similar challenge: we have so many things to do as we head toward retirement — and only one life to get it all done. That’s why each and every one of us would benefit from a plan.